In 2021, I did what many Nigerians dream of—I relocated to the UK, seeking a better life defined by safety, stability, and opportunity. But just seven months ago, I made a bold and unexpected decision: I returned to Nigeria. Not just to visit or restart, but to lead a movement. A financial one.
I didn’t just bring myself back—I moved my money, my expertise, and my mission. I came back with strong conviction, not just to manage my capital but to help others grow and protect theirs.
Who Am I?
My name is Victor Olutu, a finance professional with over 20 years of experience in the global financial markets. I’m a chartered accountant, a stockbroker, and a fixed income trader. Today, I serve as the CEO of Mega Capital Assets Management and Trust Limited, a firm fully licensed and regulated by the Nigerian Securities and Exchange Commission and a trading member of the Nigerian Exchange Group.
Why I Brought My Money Home
During my time in the UK, I had firsthand experience with what many call “structured” and “developed” financial systems. But even with all the advancement, the returns were underwhelming:
- Fixed deposits offered returns around 3%
- Government bonds hovered between 4% and 5%
These numbers were simply not exciting.
Meanwhile, I kept a close eye on Nigeria’s financial landscape. Despite the volatility and economic challenges, I saw real, tangible opportunities:
- Treasury bills yielding up to 20%
- Lending models with over 90% repayment rates
- A large population eager for access to safe investment vehicles
A Comparative Snapshot
Let’s consider this scenario:
If you invested £10,000 in a fixed deposit in the UK, you’d earn about £300 per year.
However, if that same £10,000 (approximately ₦20 million) was invested in Nigeria—say, in treasury bills at 18% interest—you could earn over ₦3 million annually.
Beyond the numbers, I’ve witnessed how structured group lending programs empower market women and how fixed-income portfolios are giving Nigerians abroad better returns than they’re currently earning overseas.
But What About the Risks?
Yes, Nigeria has its fair share of risks—currency devaluation, inflation, governance issues—but that’s where expertise matters.
At Mega Capital, our edge lies in engineering structure, compliance, and trust into every investment product. We’re not just chasing returns—we’re building sustainable wealth strategies that give our clients peace of mind.
We are regulated as:
- An issuing house
- A fund manager
- A trustee company
Our clients include professionals in the UK, US, and Canada who are no longer satisfied with 3% and are seeking smartly managed exposure to Nigeria’s high-yield opportunities.
A Call to Nigerians Abroad
If you’re a Nigerian living overseas and you’ve asked:
“Can I really invest safely back home?”
“Can I make it work in this environment?”
My answer is: Yes, you can—with the right team and strategy.
Join the Movement
Every week, I’ll be sharing:
- Real investment opportunities in Nigeria
- Personal finance tips
- Market news updates
- Real-life case studies
I invite you to subscribe, stay informed, and be part of a growing movement to make smart, impactful financial decisions—right here in our home country.
You’ve worked hard for your money. Now it’s time to make your money work even harder for you.
Stay tuned,
Victor Olutu
CEO, Mega Capital Assets Management and Trust Ltd.
